Deal Inputs
All metrics update as you type.
Property Details
$
$
$6,250
$
Financing
%
$50,000
%
Rental Income
$
$1,800
$
%
Operating Expenses
$
$
%
%
%
%
$
$
$
Investment Snapshot
Fixed Rate
Key Metrics
Cap Rate
5.03%
Cash-on-Cash
-5.12%
DSCR
0.79
GRM
11.6
NOI (Annual)
$12,572
$1,048/mo
Monthly Mortgage
$1,331
Total Cash Needed
$66,250
Effective Gross Income
$1,710
monthly
Risk Indicators
1% Rule
0.72%
FAIL
Break-Even Ratio
110.72%
Monthly Proforma
| Gross Rental Income | $1,800 |
| Other Income | $0 |
| Vacancy Loss | -$90 |
| Effective Gross Income | $1,710 |
| Property Tax | -$250 |
| Insurance | -$100 |
| Repairs & Maintenance | -$86 |
| CapEx Reserve | -$90 |
| Management Fee | -$137 |
| HOA | -$0 |
| Utilities | -$0 |
| Other Expenses | -$0 |
| Net Operating Income | $1,048 |
| Debt Service (P&I) | -$1,331 |
| Monthly Cash Flow | -$283 |
Income Allocation
Expense Breakdown
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $1,330.60 | $163.94 | $1,166.67 | $199,836.06 |
| 2 | $1,330.60 | $164.89 | $1,165.71 | $199,671.17 |
| 3 | $1,330.60 | $165.86 | $1,164.75 | $199,505.31 |
| 4 | $1,330.60 | $166.82 | $1,163.78 | $199,338.49 |
| 5 | $1,330.60 | $167.80 | $1,162.81 | $199,170.69 |
| 6 | $1,330.60 | $168.78 | $1,161.83 | $199,001.91 |
| 7 | $1,330.60 | $169.76 | $1,160.84 | $198,832.15 |
| 8 | $1,330.60 | $170.75 | $1,159.85 | $198,661.40 |
| 9 | $1,330.60 | $171.75 | $1,158.86 | $198,489.66 |
| 10 | $1,330.60 | $172.75 | $1,157.86 | $198,316.91 |
| 11 | $1,330.60 | $173.76 | $1,156.85 | $198,143.15 |
| 12 | $1,330.60 | $174.77 | $1,155.84 | $197,968.38 |